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Finance

Compound Interest & SIP Calculator

See how your savings grow with compound interest, one-off deposits or monthly contributions. Includes year-by-year growth and total return.

Project how lump sums and monthly investments grow with compounding. Free, no signup, runs in your browser.

Interest applied every month (12× per year).
More options
Increase the monthly contribution by this % at the end of each year.
Updates live as you move the sliders.

Growth Over Time

Total Invested Growth / Interest Total Value
Developer / raw response

Estimates only — not financial, tax, or medical advice. Read disclaimer.

What is this tool?

Project how lump sums and monthly investments grow with compounding.

How to Use

  1. Enter initial investment if any.
  2. Add monthly SIP or contribution amount.
  3. Set expected annual return and duration.
  4. Review total invested versus interest portion of the final balance.

Frequently Asked Questions

Is return guaranteed?

No — the rate is an assumption for planning only.

Monthly or annual compounding?

Follow the tool’s compounding frequency label when comparing to bank quotes.

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